An asset offering tax-deferred growth and tax-free distributions is a big deal, especially if you have phased out of a roth due to income limits.Flexibility in both funding & design - I think where the rest of the confusion, and subsequent analysis of Whole life falls short is that most people examine traditional pay to age 100 policies overtime.

We bought the property on 3/8/2024 for $315,000, expecting an ARV of $315,000 after addressing a foundation issue and completing renovations.During the inspection period, we received a quote of $16,284.72 for foundation repair and $23,800 for subsequent renovations.

These buyers benefitted from lower monthly payments and avoided the intense competition seen in subsequent years.As inflation picked up, partly due to increased government spending and monetary policies, interest rates began to rise sharply, reaching around 7.5% to 8% today.

Actually beat that on subsequent homes for us and saved a ton in the process . . not to mention no wall repairs.  

If your existing rates are 3.25% and 4.25%, you are 100% going to take a hit on rates and subsequently, cash flow. 

They may indeed raise the price on subsequent cars but not on the car you’re about to purchase. 

At closing the deal will be funded, the mortgage will be subsequently recorded in 1st position, and you'e off and running. 

When you subsequently transfer the title to an LLC within the same year, it will typically trigger another reassessment.This means you are likely to face two property tax reassessments: one when you close under your name and another when you transfer the title to the LLC, even if both transactions occur within 30 days.

I will state I believe this will be more accurate than your number as you will see in subsequent paragraph

A few follow-up questions...how does putting less money down (say 5%) and the subsequent higher monthly mortgage relate to putting more down and having a lower DTI?