and are you looking to walk away with cash or simply refinance (meaning paying off) what you owe? 

It was a huge investment, but it cut the electricity cost by the full 2K per/mo all summer.

You may want to contact Elite directly and cut out the middleman.

A HELOC comes with a variable interest rate and all signs are pointing to no further Fed rate cuts in 2025 - and there may even be rate increases.- So, you may want to consider locking in an interest rate via a 2nd mortgage.Do you have reserves for unexpected expenses?

I was simply reaching out to people in a thread and introducing myself and now I'm banned....can you please help?

If you use a PM, you are cutting heavily into your profits.

You want to know whether the mentor will cater to your specific needs or simply follow a standard program.6.

It may be time to cut your losses and move on from this real estate. 

We never hired a manager because it simply would have taken too much out of our profits.

If you want to know if it is a fair price for your area and this time of the year, simply get two or three more bids.