Just out of curiosity, you might want to find out if the tenant has been putting rice, pasta, noodles, oatmeal or any other starchy item down the drain (as in rinsing out their oatmeal pot every morning).

@Marc Rice @Cory Carlson @Alex Mora @Joe Bauder @Julio Gonzalez

@Marc Rice home owners insurance or renters insurance?

As @Marc Rice said it shouldn't affect your credit much and ultimately gives you more leverage. 

@Danielle Rice it is located in Delta, CO 

@Marc Rice do you know of any collections company that works with small investors?

@Marc Rice and @Steven Wilson feel free to shoot me a message and I can send further details.

@Marc Rice     Bingo!

Welcome tot he BP community @Marc Rice

@Marc Rice Thank you for your comments and making me aware that mobile homes are a depreciating  asset.