You get paid a 5% acquisition fee and regular cash flow with low risk.

I appreciate the suggestion to check out Tim Delaney’s posts - I'll definitely do that.FYI - I’m also a regular listener and fan of your BiggerPockets Money podcast, so it’s great to connect with the community here.

I saw you have regular check in.

We have it set up where they can upload their proof on a regular basis right in their online tenant portal.

i am not looking to be spending my days on the lake, I am looking to replace my day job income, and growing my portfolio.... but it is important to cover my costs first, which not 20k/mo but, that is what i'm accustomed to regularly (or more). 

STR's don't create real estate value they are a business  I have a dozen and am building 2 more this year so I like the business model and I have over 100 regular rentals.   

It is not the saturation from regular hosts.

I assume 15% of the rent for regular repairs and capital expenses (roof, furnace, windows etc.) and 5 % of the rent for vacancies.

We treat all of these properties the same as any other, so our down payment is the same for section 8 homes or regular cash paying tenants.

@Mohit Gupta  depending on number of occupants your regular insurance can cover it, read the policy, ours covers two roomers.