Finding a trustworthy contractor is crucial as I build my team remotely.I'm looking for a contractor who:Has experience with full-scale renovations.Is reliable, communicative, and meets deadlines.Can provide references from past clients.Is familiar with Birmingham's permitting and inspection processes.Any recommendations or insights you can provide would be immensely helpful in building my team.Thank you for your time and expertise!

Provide them proof of your ability to find, fix, flip (or whatever strategy you plan to use), and then start with small amounts of their money.

Quote from @Timothy Fortin: Hey Bigger Pockets - I'm looking for some advice on how to provide comps to a hard money lender for 2 townhomes I'm building in New Hanover County, NC. 

I don’t have a specific recommendation off the top of my head, but for HOA/condo insurance, it’s usually best to start with a broker who specializes in multifamily or association policies.

The one Brandon Turner wrote about doubling your portfolio every year is also good but I cant remember the name off the top of my head. 

We are able to find many areas that are steadily in the top 10 in growth nationwide.I would also tel investors like yourself to look at the new construction space. 

Typically, 760+ is the top, with maybe 10% of the banks having 780 and above as the highest tier. 

If you are popping a top, I would not do it on my first one. 

We are at the top of this boom cycle, and the time is not right for the average buyer to make that move in many areas.Keep in mind that the faster/higher the boom, the faster and more severe the bust. 

This is obviously much better than $1,400 per month.On top of that, you will now get 2x the depreciation write-off so your taxes should go down.On top of that, you will now get 2x the appreciation when real estate price go up.On top of that, your tenants are helping you pay down the loan, initially at about $100/mo for both properties, which gradually gets better and better.On top of that, you now have more units so if one or two goes vacant, you have more renters covering the losses of the vacant units.If you want to keep these properties, I would do a cash-out refi and go buy more rental real estate.