You are off to a great start with your first one that cash flows. 

Nothing builds credibility more than telling your lender that they are protected with loan documents you got from a stranger off a website.  

It appears some of you are giving off negative shade here.

I bought some commercial properties (5, 6, and 11 units) and they were all off-market and seller-financed.Learn how to make the numbers work for you and the seller.

Take those profits and pay off the rentals.

We live well, have a nice house which I built from the ground up and saved 200k off the top. 

I made the mistake of letting someone get in one of my first units that was a bit off the 3 times, they were great tenants very kind and enjoyed their stay and experience with me, but could not afford it when I increased the rent on them, which is something you will have to do because of rising insurance/tax costs.5.)

@Son D. the borrower paid off the loan a few months ago. 

Those two things turn some folks off, but if the numbers work, they work. 

If they're doing anything another tenant would complain about I send them a written warning and the minute another tenant complains is when I'll double check to see if I can file eviction for that specific thing and give the tenant three days to knock it off.