How do 5-7 people share food space, kitchenware, cooking time, etc?

That'll affect your pre approval and ability to buy. 

There's growing housing desperation to both purchase and sell in markets with pre-existing supply and price constraints. 

I've bought a ton of homes pre-foreclosure and at auction, happy to be a resource on that stuff, plus we just launched Bid Pirate, which is the one place online for NH, where you can see all the upcoming foreclosure auctions in one spot - you can learn a lot from the regulars at the auctions........ get after it, sister!

No problem with down payment but will need conventional load which is not a problem as I have been pre approved many times just did not find right property.

Speaking of iteration, allow me to share with you the iterations and processes we go through in our Multi-unit Acquisition Program: After a client gets pre-approved for financing, we go through multiple deals to find the best ones that meet our metrics.

I have never been there personally but I have heard it's good food.

The one guy I spoke with said they make money only when they sell to potential investors and they only sell new construction homes that are usually pre-leased to buyers (currently they are building in Texas state and Missouri State).

Just food for thought- It's not always in your best interest to provide all of the materials, negotiate too hard, refuse to pay a deposit, etc.

and also, what is the pre-payment penalty on the DSCR loan?