You need to carry a special type of health insurance, not the traditional kind.

It depends on how many guns you want to carry!!

The dilemma i have now is that its been vacant since September 1st and I have been carrying the mortgage.

That's a heavy load to carry over time and sure will come with consequences.

At his age, it’s not like he can start investing or manage a property, so I’m trying to figure out how to nurture this interest without overwhelming him. 

DSCRs will have slightly higher rates and they also carry prepayment penalties, which kick in if you sell OR refinance the property within x number of years; 3-5 years is common. 

What I'm seeing in the industry as a cautionary tale for you is that simply the reputation of the company is not going to necessarily carry the day.  

I ONLY carry performing debt, debt that pays me to hold it.

I have 5 more lots to go on this project and I'd like to change it up on the next by selling the lots and managing the construction project for someone else rather than carry the costs myself.Sell one of my STR and redeploy the equity into a different STR market, thinking a ski market.Sell a flip I finished in September & redeploy that cash. 

Strong jobs reports had a larger effect on the 10 year treasury, followed by strong retail sales numbers, followed by EU inflation numbers, then followed by election results but honestly election results only affected rates for a couple of days.Lots of pressure on treasuries from the level of debt the US is carrying, but remember the Fed is also still doing quantitative tightening (while cutting rates) which is additional upward pressure on rates.