Even though I had no clue what I was doing, miraculously, I often made money, and it felt good.

The tenant wasn't medically declared as disabled and miraculously managed to walk out of the apartment (with assistance from her partner).

Was he hoping for a big payout if they miraculously won the case and maybe sold the home?

The fact that they didn’t miraculously approve you instantly and want the cash at that exact moment lowers the chances that it is a scam IMO. 

There was a commercial lender that was well known that would collect a due diligence fee up front and then they would miraculously find a way to turn down the deal and keep the fee.

By this I mean if Amazon's HQ2 had miraculously ended up in Detroit, or if the Big 3 end up revolutionizing autonomous vehicles and manufacturing + tech jobs increase significantly in the city.

He himself posted all of his repeated failures that again and again were someone's else fault" he is playing that part of a victim again and again. but then markets himself as the expert and what a coincidence he too miraculously lost money with Mr Garrett at the same time.

This belief that an individual can lollygag in high school and college and then miraculously see some economic opportunistic light and suddenly devote themselves and become financially successful is laughable at best.    

The bill miraculously goes down the next month every time I collect an overage.  

To break even is worth more than what the house is at the moment unless the market miraculously sky rockets.