Actually, on the loan application 1003's that I've seen, ***************************Uniform Residential Loan Application  1003Section 3: Financial Information — Real Estate.

Using a Whole Life Insurance (WLI) loan avoids banks but accrues interest, potentially reducing policy benefits—compare this with other financing options like HELOC or seller financing.

Purchase price: $740,000 Cash invested: $1,300,000 Sale price: $3,850,000 I refer to this project as a new construction house hack, as I secured a primary residence construction loan for a two-family home.

If you're thinking a Conventional loan... did your lender say if you'll be able to pass QM with such a small loan amount?

VRM Properties is misleading on their website, not very many details are provided on their loans other than comparisons to a conventional loan.

Hey @Patrick Braswell  You shouldn't have any issues getting a DSCR loan as long as you have at least 1 borrower who owns 20 to 25% of the property, or if a couple of you can get to that level combined. 

Bridge loan.

And my rental cash flow went from only $1500/month to 19k/month profit by taking on more loans and harvesting the equity in some of my properties including my primary.

Quote from @Leonard La Rocca III: So is it common to find a conventional loan without meeting the lender in-person?

Why not take out a loan from the equity to pay off that debt?