@Tobi Isaacs, I'm a licensed mortgage lender. 

Never heard of a voucher tenant being responsible for maintenance and repairs, rental licensing fees, lead testing upkeep, cap ex, reserves, book keeping and tax prep......and even if you self manage, it takes up your time and should be treated as an expense because its taking away from your ability to earn income elsewhere. 

Often times someone passes their NMLS test, hangs their license, does a few Fannie/Freddie deals, then tries to get into investor lending.

Not every STR has to be a 4 Seasons and even those I've waited on service before and it's not like someone was breathing down their neck waiting to revoke their hotel license when it happened. 

Quote from @Jonah Tijerina: Joseph -Are your 3 associates licensed GCs?

Hey BiggerPockets Community,I’m Steven Menotti, owner of Menotti Construction Group LLC (KB-1 licensed) and a fellow real estate investor here in the Phoenix Metro area.

I am currently going to community college as well as in the process of getting my real estate license.

Disclaimer: While I’m a licensed attorney, I’m not your attorney.

To legalize a curb cut in NYC, your first step is to hire a licensed architect or engineer.

I am on the board of CFRI, our local REIA and I know we have dozens of agents and investors that have their license if only to list and buy their own properties, but could recommend some to you.