Im right on the cusp of of being the oldest millenials or youngest gen x, so my answer might be influenced by my age.....I think once you are done with high school, you should be out the door and learning to stand on your own two feet.

For example, the areas economically influenced by NYC commuters: Westchester, Rockland, Dutchess, Putnam behave very differently than areas influenced by NY State employees from Albany, or farmers from (not sure?).

Networks - Because your network influences your net worth.Reserve your spot here: https://www.linkedin.com/events/acceleratingyourreturns-the5key7193619135078010880/See you soon (THIS WEDNESDAY @ 1pm EST),Kristi & Lynn 

I'm a big "life doesn't exist on a spreadsheet" guy, but I'd suggest letting the numbers influence your decision rather than the hesitation to let the once in a lifetime rate go.

"Oh man, that could have been said differently and he would have more influence and help more people". 

The bank may have been influenced by the fact that we had previously borrowed and then paid off 2 loans totaling $5 million also secured by single properties (with no personal guarantees).  

@Ryan Moyerit's more like 'rent influence' than 'rent control,' right?

Different circumstances, different economies, different geographical areas and different players all have tremendous influence on the success or failure of a strategy , or tactic.  

They could get a risk free return by investing in T-bills, so the delta between that RFR and what you're offering needs to be rewarding enough for them to pursue it.As for the 2nd part of your question, that really is a mystery :)The low interest rate environment always leads to these folks misleading people and mismatching deal operations, and sometimes even defaulting on the property and losing it altogether.Probably because a bunch of these syndicators want to be cool Instagram/TikTok influencers and throw up their arms and talk about how many doors they own, but what do I know lol. 

How is private money lending currently influencing the real estate market?