We had Crestcore Management and they neglected the tenant so the tenant moved out because they weren't able to fix the heating concern in a timely manner.

The other thing that concerns me is you mention that you are both high income earners but that you are “trying” to save an emergency fund.

I will say that they never ignored my concerns.

If you don't have $3-5M of dry powder to deploy then you are going to be in for a long journey because remember, without the W2 income lenders are going to be more concerned with liquidity so some of that money has to sit on the sideline.

I understand if you want to sell 1 of the lots, but I'm not sure about your concern about paying off the debt so that you own it free and clear. 

Need I be concerned with UBTI?

Happy to answer any questions or concerns. 

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What’s your biggest concern right now?

You can learn these things over time.Take note, Due on sale clause isn't even one of the main concerns.