No one is perfect though in RE if your doing volume your going to have a few that are bummers but at least in our program there is control.. not this feeling of helplessness when you hand your money over to a syndicate and they go dark your totally out of control of your funds..

I think once you get more than that, you would need a more expansive program

I am looking to join a mentorship program to help lower my learning curve and until I find it, I am educating myself with books, as well as YouTube University and great advice from the BiggerPockets community.I do work full-time in a career that I love and is very rewarding, but I also know I won't attain my goals with my current job.

New Orleans Project Home Again (Louisiana): Implemented after Hurricane Katrina, this program involved a land swap and redevelopment initiative.

And don’t sleep on local banks or credit unions—they sometimes offer flexible portfolio loans that could work for a deal like this.Since your wife qualifies as a first-time homebuyer, check out any state-specific programs or HUD options for down payment assistance.

The 25% has to be your funds.Now, there are non conventional options that would be a bit more flexible but even most of those programs will require at least 20% down with no second mortgages filed on the property. 

And if someone tries it, without paying for classes or programs, they can either net a deal or loose X number of hours of their time trying it.

Some programs will do the full LTV that a long term rental would have and some lenders will reduce the LTV by 5%.

The LP got it from a friend who is in some kind of real estate mentoring program.

Some rehab lenders have favorable refinancing programs to convert the rehab loan to permanent 30 year financing.