Quote from @Ruchika Diasa Dias: I live in Cypress and am looking for a 3/2 SFH or 2-4 MFH to BRRRR within a 20 mile radius.

A second full time job that ate into my weekends.It is still work, but far easier.

I drove around it and ate in a few places this week and it is really nice.

AbelThere is no note to hold on an REO.More likely, the necessity for title prelim/search, document preparation,  and escrow processing ate up most of the time. 

And that cost him $125 for an after hours non-emergency call even though my voicemail ate it up because my phone was on silent.

@Jonathan Farber It varies depending upon; what type of banking/financing entity your seeking funding from, size of funding, property type, mortgage type, what the banker ate for breakfast and on and on and on. 

How ate you?

Lessons learned, the 20% down ate all our cash and the market value continued to fall for the next several years.

@Anthony VargasFor vacant insuranceI currently use Arcana and if you connect with a REIA group that is a part of National REIA they have some of the best prices ever.I have also used APIA and found them to be the easiest to work with, despite arcana being 100 percent auto,ate and instant access once set up.Also in the game is NREIGAll insure nationally.Your local REIA group might have standard national insurance companies that broker a few other products for your vacant houses.

While you probably won't follow this to a tee, it is a great way to stay focused and motivated.Lastly, here is an article that just went up yesterday that I found very useful as a fellow beginner.Please feel free to message me anytime if you have any questions or just want to chat!