It can take 1-6 months (for a new issuer look at the longer end of that) to navigate through the SEC process for the offering.

I have not had any issue renting out any of my apartments.

Loan level asset reviews are slowly being standardized and sufficient time to analyse is being forced upon the Issuer amongst other standards.  

@Michaela Graham Malcolm Gladwell could make cardboard interesting.

To aid in the discussion here are the new safe harbor reasonable steps:Fortunately, in the final release adopting Rule 506(c), the SEC adopted a non-exclusive “safe harbor” to provide some certainty that issuers are complying with the reasonable steps requirement for natural person investors.

The SEC is working through nearly 600 pages of comments on the Title III piece, but the problem with it is that, if and when it is passed, an issuer can only raise $1mln and the legal costs including providing audited financials is not going to be worth it for most companies.

How about taking a business check, then going to the issuers bank to cash it?

The compliance investigator specifically said that to bring suit for a defaulted debt of any kind, when the owner of the debt is not the original issuer of that debt, the owner must be licensed as a collection agency -- the attorney's status as a collection agency was irrelevant.

My issue really is finding websites or the location (even names) of government agencies other investors implement in their search and valuation process of a property.

I googled a lot of images to find some designs to try and mimic.I went to home depot and picked up some thick cardboard that was about 24" x 24".