Even if the listing price is attractive, a higher flood insurance premium can make the property less affordable compared to a home outside the flood zone.

Determine the price that attracts the investor, stop the bleeding and and move on.

This is where I would focus, as these are the same attributes that attracted those responsible for the larger projects like the Bellweather District you mentioned in your initial post.With your budget I would recommend NW Philadelphia (Germantown and Mount Airy in particular).

We have some more affordable studio units that I fear will attract the budget concise crowd which could get some guests not able to afford the next 30 days payments and have to be evicted.Would appreciate any advice!

Neighborhoods to invest in is a more subjective topic as that is often dependent on the type of investment you're interested in, your price point and even the type of tenants, if that's the route your going,  that you are trying to attract.

COVID created a chaotic spike in both the sale & rental markets, attracting even more new real estate investors.

Deep down, he worries he’s not successful, confident, or attractive enough to "deserve" a beautiful partner.

It is located in an area that attracts college students/employees, working class families, and military families.

I was looking at an attractive rental but it looks like the land value is 75+% of the value, so I would be paying a ton get very little tax benefit. 

Position these as limited-time deals to attract budget-conscious travelers.Be Responsive and Personable: Guests often book based on their interaction with a host.