The challenge was balancing the relationship between landlord/tenant and a personal/friendly relationship.

That’s why you get a discounted interest rate and a lower downpayment, because owne occupant properties are low risk. 

I'm in the same boat for reference- I bought into the "buy now, refi later" idea and am sitting on a 7.375% on my latest property acquisition and a commercial line of credit I have is at prime + 1 (so 8.5%).

However, even though every house, market, and buyer may be different, these few design elements work literally anywhere.If you have double sinks, use double mirrors and a vanity light above each mirror!

TDAs offer peace of mind and a safety net, while real estate provides growth potential, tax advantages, and wealth-building opportunities.

.- Could take all current cash flow and a few thousand a year to pay off the property in 5-10 years.- Hold for a bit and 1031 into something else but am fairly confident there is not much appreciation to come on this property.

ALWAYS ensure the contractor walks the property with you or the realtor and a CLEAR scope of work is defined.

I financed this property using down payment funds from 403B and a local commercial bank.

Knowing your current state comps is a great place to start and a real estate agent can help pull those figures quickly. 

And a lot of old school GCs may not have the ability to take a CC and may not care to learn how to...Main question is: why do you want to do this?