There are investors with 15% down options for DSCR, just need to make sure the property can debt service itself. 

Eliminate debt, establish a budget, and save.

Financing your second property can be tricky since lenders may only count 75% of rental income toward your debt-to-income ratio, so get pre-approved early.

If a home is titled in a trust (or an LLC), the trust or LLC should be added as an additional insured to avoid potential disputes during a claim.To confirm, we reached out to an insurance carrier, who clarified:“A carrier can potentially deny a claim if the home is titled in a trust or LLC but the insurance policy is under the individual homeowner's name.

I know this is a very old thread but if anyone comes across it I wanted to add some additional thoughts that might be helpful.

If not, these are liabilities and wouldn't advise adding debt.

The owner does not want to extend the debt for 30 years.

In addition to your down payment, plan for closing costs (around 2-5% of the purchase price) and set aside at least 3-6 months of expenses for repairs, maintenance, and vacancies.

There are also additional costs of operating and maintaining an LLC, like separate bank accounts, annual report filings, tax filings, etc.2.

Not simply building wealth in additional to whatever else they have going on to support them.