Real estate works with scale!

Capital gains are calculated as:Sale Price - (Original Purchase Price + Capital Improvements + Selling Costs) - depreciation (if applicable) = Capital GainYour mortgage or HELOC balance does not affect this calculation—it only determines how much cash you take home after the sale.In Massachusetts, if the home was your primary residence for at least 2 out of the last 5 years, you may qualify for the Section 121 Exclusion, allowing you to exclude up to $250,000 (single) or $500,000 (married filing jointly) of the gain from federal capital gains tax.

Quote from @Lillian Pintaro: Hey Guys, I've been in the Birmingham Market my whole life!

It is very easy to save money working in public accounting.I forgot what my dinner allowance was working at the big four 5 years ago in a major city(I think it was like $20?)

Obtain a working knowledge of the local rental market. 

I'm passionate about creating secure, long-term housing solutions that balance tenant stability with strong returns.

They claim that their clients are seeing a large return on their investment but would love to hear from somoene who has actually worked with them. 

It would be better to open a new card with 0% interest on balance transfers, move your debt to that card, then pay it off like a mad man before interest is charged.Your scenario indicates you aren't financially disciplined.

In a previous life I projected managed 54 new builds and have done my own flips to stabilize my own neighborhood.

The profit that you will make from real estate will be life changing, not the 10k or 50k a year for a couple of years.