That's a very common solution in Canada but you live in an earthquake zone.

When you take out full height walls you reduce the structure's resistance to wind and earthquake forces. 

Earthquake straps are needed on the heater.

Efficiency and effectiveness drops off too quickly below freezing to my understanding.Thus I would keep the gas...Also, if you want to get into the “power outage” scenarios... at least gas is “available” power source (unless there is an earthquake).

Where can you invest that doesn't have blizzards, floods, tornadoes, drought, earthquakes, etc.

It is not like land is in some high demand where it sells quickly and dealing with land is a very specialized field since there are thousands of issues that need to be ironed out before a lot sells e.g. nobody wants to buy a lot where you can't build what you want on the lot because the last blue butterfly in the world lives in a bush on the lot, or the lot is on an earthquake fault, or there is the county will not let you build a structure on the lot more than 10 feet tall, or you cannot cut down a 100-year old tree right where you want your building to go and the list goes on and on.

Also, the Google street view image capture is from may of 2019 and the embankment looks the same just less vegetation; since then we’ve had a 5.1 earthquake, a lot of rain last year and several hurricanes so while I would like to have a wall there at some point it doesn’t appear to be in any immediate danger...Thanks again for all the replies and opinions!

Hey folks, I'm based on Salt Lake City (an active earthquake zone) and I'm hoping to get a bit of feedback on how homeowners and property investors in earthquake zones are managing the risk of earthquakes.A few questions:First, does anyone have recommendations for insurers that will provide earthquake coverage in Salt Lake City for older (50-100+ year old) brick homes?   

Hey folks, I posted some questions about earthquake insurance and preparedness in the "insurance" forum, but I'm hoping I can get some replies from local SLC / UT people, since it's certainly a relevant topic for us...Here's the link:https://www.biggerpockets.com/...Thanks!

We don't have droughts, fires, hurricanes, earthquakes, floods or rising ocean levels.