i have a few questions and im hoping some one can enlighten me a bit or at least point me in the right direction. my name is Gerardo im fairly new to RE and BiggerPockets for that matter. i reside in newark nj and im in law enforcement. i have recently decided to create as a goal 10k in passive income within the next 11 years to supplement my pension. at that time both of my children will be headed into college and id like to be able to rely on just the police and fire pension sysytem. i want to that by using the buy and hold method.my first question is though i currently dont have a huge amount of cash (im saving a lot though) do i utalize an FHA loan even though pmi will be attached making cashflow that much less or do i sacrafice passing up on deals untill have enough for a 20% down of some kind? 

I'll be heading to the Fargo Meet Up on July 10th (tomorrow).

What are the signs I should look for/track to tell me what direction prices would likely be headed (obviously this isn't a perfect science)?

I'll be heading back to the southern NM area, but eventually I'd like to have a business model that I can take and duplicate anywhere. 

We may be headed for a recession, but not a depression like 2008, which was a once in a lifetime event like The Great Depression of 1930’s and Oil embargo crises in the 70’s.

I will be headed to the states for a couple months in June, so maybe sometime this month???

There is a 6-month waiting period to refi & it seems people are worried about where things might be headed with the economy.

Based on your input, I may be headed in the right direction.

BTW - I'll be heading down there this winter for a goliath grouper fishing trip.

guess I'll be heading to the bank every few months with bags of quarters....I don't relish the pain in the *** of it tough ;)@Eva Salas $3k is ONLY for the WD and install, not the whole unit!