He is currently renting both sides out for $1200/month so that is not unreasonable.

5% vacancy is low but not unreasonable.

Thanks for the comments.I also feel like when I'm asked to pay an up front consultation fee before even sharing any of my information, that this is a bit unreasonable.  

If you speaking of residential mortgages, then the number allowed (assuming your debt ratios are on-side) will vary amongst the various lenders and the practice at each lender changes from time-to-time.As examples:  RBC will only entertain up to 5-mortgages (regardless of where they others are placed), however they will underwrite 5 & 6 unit properties as residential ... so they are a candidate to use early on.At the moment CIBC will underwrite 5-unit properties as residential (pending other aspects of the deal) and will "theoretically" allow up to 10 mortgages before their liquid capital requirement becomes unreasonable.  

I'm not trying to piss on anyone,  I don't think you are being unreasonable  or I would be more acerbic.  

Generally it is unreasonable to expect a MLO to estimate what that mortgage qualifying monthly net rental income number might be without copies of the lease, security deposit + first month's rent, mortgage statement, property tax bill, homeowner's insurance declaration page, and if applicable the HOA bill.

Why does your client find it unreasonable to "buy" $1.1MM for $60K?

I want to also avoid the unreasonable property management expenses.

Below is his statement:I am the owner of the townhouse located at  ---------------------It is my position that the unreasonably low valuation by the appraiser you hand picked was done in a fraudulent manner with sole intent to drive the price of the property down so that your buyer can benefit from a lower purchase price.

Many are routinely 2-3 weeks out or more on their schedule, so 10 days is not that unreasonable for work to begin.