His primary mortgage was sold to a private lender in the early 2000s and he claims he had to give an explanation each time as to why he financed with a private lender with such poor reputation every time his credit was pulled.

It is an interesting way to think about warranty as a type of "insurance", except that insurance doesn't seem to service the claim well when the time comes.

In fact, I go with the highest deductible as possible and plan to only make a claim if something catastrophic happens.Duplexes (in my experience) rarely get broken into once occupied.

Never claimed to do A class rehabs.

I am submitting a claim against the individual but should I be worried about retaliation?

For example, I often see Buyers purchase property thinking there is a $1,000 deposit but then the tenant claims it was $2,000 because they paid the last month's rent.

This means that while you have ownership and can use the property as you wish, the seller has a legal claim to it until the debt is satisfied.**5.

Your PMC is recommending the path of least resistance, because mold claims could be VERY expensive.Also, many insurance companies will NOT cover mold issues.So, call your insurance agent and see if this will be covered or not.At the same time, direct your PMC to get a professional mold test done to determine if there actually is a problem or the tenant is mistaken or exaggerating. 

Also, be cautious with wholesalers — they often hype their numbers, so it’s essential to verify their claims independently. 

If I give her notice for October she may claim an automatic renewal and I don't want to renew.