Just because other people might be getting away with it for now doesn't mean they couldn't crack down on you after you buy a property their.

Hi Carlos,Within my 20 years of experience, one of my proudest wins recenlty was helping a client who couldn’t get approved for financing because their property had two ADUs (Accessory Dwelling Units).

Quote from @Kyle Schreur: There's more detail in my book, but here's a taste.HOW TO SHARE UTILITIES 101You have a property with two or more units and the utility meters are shared.

But from my standpoint, it sounds like a good problem to have - as I sit here with my two properties. ;) 

Also as I understand it qualification for these loans are based on the property as opposed to the borrower.

I’m not confident on my calculations for ARV or Rehab cost and don’t want to get a property under contract if it’s not really a deal.

I'm working with Michael White, Real Estate Sales with Midtown Property Management in Harrisburg, PA.

For example, I have a CFO client that decided to "scale" after owning 15 SFRs and doing property management for 100 doors owned by out-of-town investors.

Has anyone added extra bedrooms to a multi-family property to increase rental income?

@Stacy A Stewart I have personally used DSCR loans to purchase rental properties here in the Dallas/Ft.