And even if the rate is prime plus a percent or two, it's still superior to private or hard money.

That being said most of my cash is tied up in these 4 properties and I'm looking to use private money, helocs other more creative financing options. 

Are you a private lender?

Understanding Due Diligence in Private InvestingIntroduction to Due DiligenceUnderstanding due diligence is essential for private investing.

I have a conventional 30 year loan on the old house(lived there for 2+ years) and private loan on the new one for now.

@Jay Hinrichs So would it make sense to use hard money or private funding to actually buy the property, only to directly wholesale the deal (If it is a great deal based on the numbers and such)?

I think this strategy can still work if you have an ADU or maybe a separate living area with private entrance.I think a competitive price for travel nurses would range between $1600-2k per month.

Those people could be private money investors, or investors that can bring you deals! 

You can mention in your listing that it an be configured either as a bedroom or as a private office.

Some hard money / private investors have minimal loan amount restrictions.