Working without license she will lose her real estate license and be sanctioned.file the complaint, it takes time for them to do something and they are 3 hours aheadhttps://com.ohio.gov/divisions-and-programs/real-estate-and-...

Check with local governments for their economic plans.)Job Growth: Prioritize areas with a minimum of 2% employment growth YoY for the past two decades.

I would recommend contacting your local government and requesting a list of properties with back taxes, then start analyzing the areas where you think you can add value.

It's California, you think it's desirable because of the government, or the weather?  

Does anybody know any courses/programs that they recommend for learning how to find off-market properties?

And there is a loyalty program after three paid off deals in good standards where rates/fees drop nicely to beat the 10-20% down programs.

I've just reached a point where I can start saving money, so I'm looking for advice and guidance on how to begin investing, especially using grants or government funding.

I hope that helps with the basic differences of the two.This does depend on the loan type and the state laws that govern the transaction.  

Now I am looking to use loan programs for financing this.

There are programs out there for owner-occupied properties that don't require proof of income, but expect to need a hefty down payment (30%+) and reserves.