If anyone is wondering why I have to borrow the full $500k it is because we were underinsured due to a combination of my lack of experience with commercial property and our insurance broker not properly advising us on what the policy amount should be.

I'm an investor looking to expand my investment portfolio in the Greater Sacramento multi-unit  market. (  2-4 units) What areas have you found to have the best combination of generating income , safe neighborhoods and prospective upside.  

(*But use it wisely) I recently took out a HELOC on my primary to get an investment property in combination with the BRRRR strategy.

@Jay Orlauski,Cheers, no problem.One big take-away for me was also that the owners of the real estate stood to make a crap ton more than the sub-letters, overall.And also that wholesaling isn't really the best low-barrier-to-entry way to get into REI any more.

Most "Guru's " are full of crap and claim to have a secret to REI, but the truth is, that there is no secret.

LA has the highest SFR total returns of any city in the nation CASH FLOW + EQUITY combined since 2000.

Some of the best ways to get properties for sale or assigning is to use a combination is direct mail, knocking doors, and driving for dollars.  

Most of my long time HVAC customers either do electrical and plumbing or some combination of the trades.

I'm interested in learning as much as possible from the combined experienced of the folks here in the BP forums.

If you read that 100 pages of crap, it can be summarized as "I'm going to do x, y, z, a, b, and c, or pay you off in full."