I've seen far too many investors leverage to buy rentals and then mysteriously go bankrupt.  

The market declined and took out the Savings and Loans and bankrupt many investors and the investment partnerships.

I believe it will not only destroy our current health care system, but create an additional entitlement that will bankrupt our country.

There will be no flying under the radar, and many Lonnie Dealers may well end up bankrupt from fines and sitting in a gray bar motel.If anyone wants to take that chance for themselves, that is their choice.

Which system is completely bankrupt from liberal lunacy?

If you have never done due diligence hire someone that really gets it... buying the wrong park at the least will cost you cash flow, and might bankrupt you.

I dont know what my potential liability is if there is a large settlement ( does HOA have insurance themselves to cover most of it), what would happen if it bankrupted HOA?

If you let sob stories soften you, there is a high risk of getting burned and losing money or ending up bankrupt. 

The fact of the matter is: real estate is often a high-stakes endeavor, and the more advanced strategies (like BRRR'ing, wholesaling, flipping, out of state investing, etc.) can easily bankrupt a beginner when they're executed poorly.Now, having said all that, house hacking is not necessarily easy (if it were, everyone would do it!)...

(Oh so much sarcasm) Ya know, those same awesome freedom loving public servants at the Federal Government who brought you smashing hit's like "30T national debt", or "don't worry about your social security retirement because it's gonna be bankrupt".