That's starting to strain credulity, but I am in no way an SEC expert! 

I won't borrow from family, and I've considered it before... too much strain on the relationship for me.

FYI-double pane glass windows have a thermal resistance of R2.

I say this because if you determine the windows function but need 1 or 2 panes replaced, the doors all swing and shut and the cabinet drawers slide well, you might not carry much or any $$ for them.

We decided to replace the original single pane windows from 1978 since the previous owner decided to upgrade to central air and keep the inefficient windows.

It needs a furnace, water heater, and updated electrical panel. I

If the house your are evaluating and researching appears to have single pain window learn to estimate the cost of dual pane double insulated windows.

Financial markets remain quite strained and credit conditions tight.

After mixing I would strain the paint into a new bucket, you can use a paint strainer or even a pair of panty hose.

The most people at 1st look, that sounds like you're being silly, no one wants to pay a house for 6 to 9 months vacant.But if you get the response like this...Seller: "no I don't want to do that, it's going be a real financial strain for us to make but those payments."