If they start negotiating directly with your contractors to lower costs, it might slow things down and risk losing your trusted vendors.

I moved from abroad to USA 2 months ago (from Poland, originally I'm from Belarus) and now living in Miami, FL, having my greed card.I have no real estate background, my carrer abroad was focused on IT sales, such as software and hardware products & services.

I decided to write a review about Paul McGraw’s program because I hate when people review products or services they actually didn’t even buy.

It's all great advice above, but I wanted to add a recommendation that I don't see as often: don't go cheap on your washer and dryer.Nobody wants to work 12+ hours and then go home and fight a tiny washer and a slow dryer.

In researching this, it appears that the auto-conversion may be on a bank-by-bank basis, and would depend on the HELOC product you have chosen. 

It's a great strategy and the VA loan is a great product 

Quality product with full warranty is my preference.

Yes, the market is slow for a lot of buyers.

This is a great forum with very knowledgeable members that will help to guide you in the right direction.There are some pretty cool discounts on various products and services offered as Perks to BP members that you might want to check out: https://www.biggerpockets.com/perks/pro

As the market cooled in 2023, price growth slowed to 8.3%, and sales volume decreased by 15% from the 2021 highs.