Its like investing in risky growth stocks over less risk dividend aristocrat stocks. 

Hurricane Florence is about to strike the Carolinas and then possibly Georgia, according to the latest storm track predictions.

That got me thinking of a tactic I used to use as a newer rehabber of stocking my rehabbed homes with used appliances purchased on Facebook marketplace.

And then that money isn’t in stocks when the market corrects so you won’t be as exposed.

Tough to predict ten years out, none of the data providers go out further than five.According to CoStar, 1-3 star office properties in Poway have a 3.4% vacancy that trends up gradually to 6% by 2022, with consistent negative absorption of about 2500 sf / quarter.

So based off this calculation I determined that my portfolio is strong enough to move on with my expansion plan into a new market.Business expenses as % of total expenses : 70%   1) Fixed Expenses:        a)Monthly Mortgages: 45% b)Property Taxes: 18.7%c)Utilities Expenses: 14.8% d)Licenses & Insurance:  5.4% 2) Variable expense - Water bills + repair expense : 16%  Personal Expense as % of total expenses: 30% My monthly living expensesa)Housing: 39.7% b)Child Care: 25.4%c)Living expense: 22.2% d) Food: 7.9 %e) Insurance: 4.8Income 1) Total Income - 100%  A) Rental Income: 42%  B) Wage income (W-2) : 26 %  C) House Flipping Revenue: 23%  D) Property Management Revenue: 5%  E) Stocks/Dividends: 4% Please let me know if you would like help walking through this process as it has been super helpful to understand my financial situation or send you the spread sheet I used.  

If we all had 20/20 foresight, we’d just buy Apple or amazon or Microsoft or google stock with 50-100% annual returns sometimes and live our normal lives while our investments exploded in value.

Of course there are exceptions and it is impossible to predict what will be the next hot market to take a 7% cap rate down to 5%

We have a great housekeeper and we keep the supply cabinet well stocked for her to replace consumables and store cleaning supplies. 

However, my crystal ball is perpetually cloudy, so I try not to predict.