almost every youtube video ive seen. but I have learned my lesson.

If you're a single mom with student loans, a car payment, and living paycheck-to-paycheck, then $20,000 would be devastating and a reserve is critical.

I live in the greater Philadelphia area.

If you live in CA investing in Alabama, OH, or TX might not make sense.

I'm from Indy living in Carmel. 

Most gurus have their clients journey end the moment they send them the money, they join a facebook group - have overseas VA;s moderate it and provide some old videos that get repurposed.Those who are new and thinking they are creative typically get crushed as they are gambling not investing.

We do not use the credit score, we use the information on the credit report to gauge how long they have lived at addresses and what kind of judgements they have.

helping scale is what I do for a living .. 

The process and management will take you 1-5 youtube videos to learn about. 

I have several current and former clients that have done similar projects, mostly in neighborhoods where either 1) they grew up in the neighborhood, 2) they still go to church in the area, or 3) they have a relative that still lives in the area.