Now the HOA asks me to apply a padding/underlayment under the floor, but the floor I purchased already comes with a pre-attached underlyament....Now I am not sure how to handle this issue, I just bought some area rugs to reduce the noise for now...

You will also need to look at your articles of incorporation.  

The rentals are a nice way to acquire passive income but I want to turn real estate investing into my full time job.I have been looking into a bunch of areas such as Flips, Wholesaling, Pre-foreclosures etc. 

I chose the creative finance path because I started out as a loan officer bailing out pre-foreclosures, which you could do back in the day. 

Let me know if you have any questions or need a pre-approval letter.

Wed probably rehab this as our primary residence… 3) Expect bigger appreciation but lower cash flow and look into another single family home. 

I’ve been in corporate by entire career.

I think recently there has been lot more houses coming to market for sale either with these changes or just the time of the year but it is not like pre covid times.

Fill out your article of incorporations which is not hard and you will need an EIN number so you will have to open up a Business checking account.

If its a primary home they can go higher but in a slow market 3% to 4% is common and if they are not coming in at full ask usually the seller offers 1-2% which is fair.The buyer must have an unexperienced Loan officer because you should always know what your customer needs prior to sending them a pre-approval letter or allowing them to go into contract.