Just illustrates that the bank/lender approves their own loan files and does not need another investor to clear or approve the file. 

Patrick, I have made prime examples to illustrate the difference on ACTUAL deals in my market:All Cash:  https://www.biggerpockets.com/...25% down:  https://www.biggerpockets.com/...Cash on Cash is higher on the 25% down.  

That's just an example to illustrate why I like buying where I'm comfortable living.

My success in Jacksonville includes purchasing an entire street of properties for under $500,000, which illustrates the type of opportunities that can be found with the right approach and knowledge.Both areas have their unique advantages, and I’m open to sharing insights and strategies to help you find the best deals and build your investment portfolio effectively.

If ROI motivates them, I would share an illustration that simply shows them the benefits of seller financing rather than investing in a CD.

I've included an example below to help illustrate this.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

State Farm had a plan where you get a guaranteed 2% and a "illustrated" rate of 3 ish percent.  

An example will illustrate the point.Suppose you are tasked with determining which country, Country A or Country B, is more desirable for people from both countries to live in.Data-based approach - Assuming you have all the data you need, you can analyze it to determine which country is more desirable.

I think it was just illustrating the point that the numbers in the docs aren't set in stone and you should negotiate things in your favor (whatever you decide "in your favor" means for you).