I completely agree with @Bart Hedgcock, my .02 from personal experience with Phil:  My wife and I took his weekend "vip" training last year, and it's a very well done introduction to several strategies and methods for creative REI.

Having some dry powder to take advantage of opportunities is valuable. 

You may harness possibilities in areas outside of your local area and perhaps obtain superior returns and portfolio diversity by adopting a methodical and strategic approach to out-of-state investment.Good luck!

What method is best? 

That usually just means the stabilization method under the tub has shifted.

Plus the property doesn't need major rehab work which kind of rules out the BRRRR method.

My method to financing changed as the real estate market did.

This might be a case of speaking with some different lenders but the only difference on the DSCR side of things is that the Air DNA method to calculate potential rent will have a slightly higher interest rate. 

Is this a true method to pay $0 in capital gains?

I'll lay out a little about myself, my background and my current position so ya'll can get an understanding of who I am, my goals and what methods would best be utilized to achieve them.