If we are "on the verge of collapse!!"

I just purchased a house site unseen and the roof collapsed from fire damaged, third floor structure significantly damaged, second floor walls rotted.

While with NPS I worked on The White House doing stone repair and painting, Congressional Cemetery exhuming General Alexander Macomb (who became Commanding General of the US Army during the War of 1812) due to collapse of his tomb which we later rebuilt, and pretty much any battlefield in the area during my Summer internships.  

over a year ago there was "sign's of a recession". 2 1/2 years ago when our President was elected the nation was going to collapse and the stock market was going to crash and people were going to die.  

I have never see a structure collapse due to ant chewing wood.

Are you suggesting you don't believe the housing bubble really burst around 2008 and that there really wasn't a massive financial collapse and recession?

The flooring under the refrigerator had collapsed, with substantial water damage extending to the baseboards and the garage below.

I have found it is super popular right up the point we're the warehouse burns down, the house collapses, the family suffocates on CO, or pick any of the other tragedies that have lead to building and fire codes.I have been GOP my entire life, but there is a real need for building codes, because without them some people will race to the bottom.  

Just look at the recent collapse of Archegos.

@Fabian WizenfeldIf it’s more than one investor for one deal and you are not putting them in first then second lien position etc then it’s a security / check out howey testDefinitely consult with an attorney Not to scare people but sec has started cracking down more and will continue to as more and more money raisers collapse