Verifying their information and licensing is important.

By the time their information gets to you from PadSplit, they've already had their background checked, income and employment verified, and their eviction history has been checked.

It is when a tenant and landlord put in writing factual information about them renting and both parties sign.

@Chloe TaylorWelcome to the community and be ready for a huge amount of information at your finger tips.

There really isn't enough information here for someone to give you a proper answer.What you need to do is calculate those tax savings over the next 5-7 years (or however long you plan to stay in the house) vs. what the interest rate reduction will save you over that time period.

One of the BEST posts I’ve ever read concerning advice + information. 

There is unfortunately a lot of issues going on in the DSCR Secondary Markets with regards to PadSplits right now - Wall Street is insistent on considering them SRO/Boarding Houses and are pulling back making financing these (if theres any sort of alteration at all) very challenging at the moment Thank you for that information!

You aren't going to get any of that information in advance of making an offer, outside of what they are providing which is usually a little slim.

Beneficial Ownership Information (BOI) Reporting:| FinCEN.gov Do this right NOW!

This community is super informative.