So numbers are spot on, those saying they have lenders giving them money on bridge at 8-9% are those private lenders using own funds, if its institutional money etc. its much more expensive.

Has anyone else run across this issue?

I have been told that RV outfitters may carry more as these units are used in trailers and large (bus type) RVs.Another thing to keep in-mind is that an all-in-one (washer/dryer) unit will be foreign to your tenants.  

There are too many factors in commercial to provide you general terms as terms can vary a lot depending on deal factors. 

If you have a couple of rental properties with some equity, and you're looking to tap into that equity to fund more investments, what would you do?

In addition to STR'ing the main house, he is building 2 more units (ADUs) on the back side of the property.

Or should I grab plans from a local builder and work with their architect to modify the plans to more of my style?

It has a boiler system so I don’t think it’s worth it to purchase 3 more to have them separately metered.

That being said, I wonder if the tenant would be able to apply for SSI based on the change in income and living circumstances?   

Quote from @Sarah Hartstein: Hello everyone, I am brand new to this website and looking forward to gaining some extra insights on property within the US and beyond ;) I started as a part-time Realtor with Keller Williams in Santa Barbara, California, however domestic sales never really “tooted my horn.”