My Cali Brothers and Sisters. . .Beware of the drab snow covered, no sun for freekin' ever midwest.I, born and raised in the city of the Angels, spent the better part of my medical career spanning Kansas, to Minnesota, to South Dakota, to Wisconsin and gud lordy Nebraska.There is a thing called seasonal affective disorder, which I thot was for sissies. . .. . .and realized that I am a big sissy when it comes to cabin fever and bone chilling cccold, and everything is DEAD until spring!

Refi just needs comps.It has everything to do with the market...and the analysis of that market.The full answer, with all the ways I can do this, would take more space than the attention span of most bloggers (including me).  

You are also assuming the ROTH IRA was never invented.Fourth, the error in your math is you are assuming a single yearly deposit and compounding yearly.And by the way, I agree, the 50 yr time span is probably not a fate our 20 year old would face if they set aside $50 a month.

It's not typically standard someone can pay that much cash over the span of only a few years?

I believe they typically do 1 or 2 year leases so even if they made everyone re-new their lease it would still end in a 1-2 year span. 

Some other shiny object catches their limited attention span.

Similar story with 44106... spanning some great parts of Cleveland Heights and also some scary zones of Cleveland. 

I didn't know it was legal or possible to own that many properties within a short span of time.

The neighborhoods span from luxury highrise condos to 1-2 family class D sketchy neighborhoods. 

I look at 100 houses over the span of 6 months and made numerous offers before I found my duplex in west oak park.