My income is variable but typically around $130,000 annually, with a 60-70% savings rate.I’m just starting out and eager to learn, so any advice, experiences, or strategies you can share would be incredibly helpful.Thank you in advance for your insights.

It is incredibly hard to make money bidding online.

I’d be happy to talk through my (albeit incredibly limited) experiences and connect with someone local.

Pay Your Bills on TimeLate payments can significantly impact your credit score.

Incredible, this feedback is certainly helpful and I will analyze the pros and cons for both.

Higher credit score of 720+ (below might require 5% more down). 3.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

I did clearly mention the application criteria where I have minimum credit score required.Am I overthinking? 

A good starting point will be to pair with a with nationwide lender (if not all cash), check in with @Joseph Chiofalo for financing without a US credit score. 

Our credit scores are 700 and 800ish, respectively.