In regards to market to invest, the Midwest is a great market for cash flow but the quality of life can be lower compared to the coasts/warm environments (that’s coming from someone who grew up on the ocean but moved to Ohio for school and stayed for rental investing).

Having worked in a W-2 environment for the last 20 years, I've now had my eyes opened to the incredible wealth building power of residential rentals versus the "quick fix" and subsequent tax bills from the land deals I've been doing. 

I'd like to learn more about how you stay competitive in this type of environment.  

Managing headwinds such as property values and operating expenses in a rising rate environment is critical.

Here is where the almost heart attack comes in, the insurance adjuster (who has the final determination to interpret our policy language to assess our coverage) told us that our policy was written as a Dwelling Fire 1 (AKA “name perils”) instead of a Dwelling Fire 3 (AKA “All Inclusive”).

This isn't inclusive but should give you a good start.

But to get there, I know I need to have a high school diploma which is something i’m honestly worried about, I moved a few times during freshman and sophomore year and didn’t go to school much and by the time I got back into going into school covid happened and we all got sent home where i didn’t do any school work cause it was such a drag and doing it at home was really hard for me when it was stuff i wasn't interested in and now i’mbehind credits and already worried about this year because I am just coming out of a quarantine from having covid which had absolutely zero affects on me and a lot of my peers so that honestly really is annoying how the staff and this state is treating school like a prison which comes back to another reason why I’m worried about this year because i don’t wanna be there at all like it’s just a sad depressing environment we don’t even get tables at lunch and are schools so crowded this year no ones social distance so idk how it makes sense.

This isn't inclusive but should give you a good start.

My goal is to hold these long-term, and the idea of having a fixed rate in this environment seems advantageous.

If this were an idea solely just for a new living environment, I'd look for a cheaper deal in where your roommates will pay off everything.