Why should you pay for something that isn't your fault? 

I’ve seen people buy land thinking water was covered only to find out they had to pay 6 figures to get water re-routes or upgrade pump stations.

You’ve found the property you like, and the numbers seem to work, but it’s more than you can afford or want to pay.

@Aeon Jones and @Scott Preston...did either of you pay the $4,800 (or $6,800) to Vodyssey and take the course? 

There's really no need to pay off your home early.

Its all legal and now you only have to maintain a place for 5 groups. 1) you can get a heavy cash deposit down for the ownership. 2) they pay quarterly for expenses that funds the overhead. 3) everone has a share of profit when you or they decide to sell for a higher price.

This would obviously reduce my cash flow on both properties, as I would be paying the minimum HELOC payment plus extra towards the principal to pay it off quickly.

If so, do the suggested prices seem to be paying off?  

Also, most Umbrella Policies only pay out if your underlying policy pays out, and the underlying policy will do everything they can to find an exclusion or that you were negligent (which you probably were) in the cause of action to get out of paying the claim.

My goal is to be filthy rich and set my family up for generations. maybe I should pay the mortgages faster?