State investigators recently stated to me that many people that get taken advantage of like this are the elderly.

I also learned the seller is elderly.

The elderly lady that owned the house wasn't in great health, and her adult aged grandsons who had been living with her had nearly killed her.

It is being sold by an elderly couple who used to run a fairly bustling vacation rental business there years ago (according to them), but scaled it down as they got older.

By the way, that's not just a "young person" thing but for the sake of discussion we're leaving out the elderly (you know, guy's like me in their late 30s).

If they are elderly and are just going to put it in the bank, you could ask tell them you'll give them 102k if they'll consider sell financing.

Unless you're dealing with an elderly tenant population, most will strongly prefer online anyhow.  

The husband (and his brother and elderly mother) appear to be the ones living in the unit.  

I didn’t know it, but when I laid down what was best for me in exchange for honoring this elderly man, who didn’t have much to give me, I profited much more than I could have on my own.…………………….I have heard it said that wealth isn’t money, but that it is time – or freedom.

It makes me think you are trying to take advantage of the elderly.