Both are free (included in subscription) and use Stripe to collect payments.

The longer the tenant stays, the more insurance can be collected to add to the reserves .

You can find higher ROI (on paper) here and probably in other cities…but the probability of actually collecting rent significantly decreases.

Rental income/collections are strong at 100%, but cash flow can be choppy with capex/maintenance along with timing of expenses like when all my prop taxes are due.

Fourth, collect cash flow. 

You may look for a "pre-fab" countertop supplier who sells half slabs (perfect for counters and already fabricated.Look on Pinterest for a little inspiration and start collecting ideas, then see the common look that you gravitate towards.If you'd like to hop on a call, I'd be happy to help with some pointers.

They charge 8% of collected rent, $300 realtor commission to place the tennant and I think a $125 admin fee.

In any given city, the areas with the highest rent-to-price will usually be the areas with the highest crime, rougher neighborhoods, transitory tenants, where you will be lucky to collect any of that rent.  

That's where I could use your collective wisdom.

If the alternative is wait 5 years for a down payment on something you don’t live in, you stand to likely gain substantially by moving on this decision now and collecting rent, principal pay down, appreciation, and tax benefits in those 5 years.