@Marie Paul G BidiWelcome to Bigger Pockets.

@James WattWelcome to Bigger Pockets 

@Josue FuentesWelcome to Bigger Pockets.

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

@Ann Marie FolanWelcome To Bigger Pockets. 

@Chuk ObiaziWelcome to Bigger Pockets 

Yes, you can make a lot more doing a lower rate on a bigger amount.

@Brian BakerWelcome to Bigger Pockets.

I'm new to the Bigger Pockets community but have plenty of real estate experience, being licensed in Atlanta for several years.  

Windows and the bigger metal roof will be the larger part of the cost.