This potential buy needs a little work done so I need someone to come out and just do a general assessment of the property.

This can help you estimate potential earnings.2.

I'm exploring this as a potential investment and would love to hear from anyone with experience buying in JC.I'm looking for recommendations on good areas to invest in.

I even look at residential properties with key words for potential conversions to multi but those are also hard to come by.

Instead, the income (or potential income) of the property would be used for qualification.

Builders do this a lot to add extra potential sleeping area without having more bedrooms than septic is rated for.I have seen people put beds in the loft after closing or even close in this area to make an unofficial bedroom.Just be clear in your pictures and description and you should be fine either way.

If you believe the new assessment is too high, you can file an appeal.

If you can not find coverage with the agencies you have contacted, PM me and I will let you know the companies that we use that might do it.Because of your making payments to the owners potentially, I would look into commercial crime coverage and cyber liability. 

A 1031 exchange could help you diversify into higher cash-flowing properties or a market with stronger appreciation potential.

Which cities and areas do you think have the greatest potential for appreciation?