I've done a lot of contracts in my life, but this one feels very apples to oranges so it's hard for me to get a read on it. 

YouTube and Apple Podcasts have lots of Real Estate Investor Podcasts strictly Canadian.

Some of this may be due to the area I buy in though which is more of a B-C+ area where I can screen out the bad apples. 

Apples and Oranges.2.

Many of the wealthiest --- including and especially Warren Buffett, Apple --- are still sitting on billions in cash. 

But the thieves did take a TV, coffee and end tables and 2 suitcases with my clothes. 

Seems like a bad apple that needs eviction, but DC has very tenant friendly laws, a moratorium on evictions and the HOA and neighbors are getting very upset with me and want me to get the tenant to act more appropriately or to leave. 

If you'r true net operating income is around 29K then you're close to that 5% and would need to look further at your IRR to make an apples to apples comparison with any other type of investment. 

So, my rate includes a hell of a lot of things with it, not to mention results, and not comparable what so ever to a person who is going to do some listings, try using some documents and so on, it's just not an apples to apples comparison.

& they can use their stimulus money to book it, much like the rush when Wal-Mart put out all the cheap 65" TV's when the $1200 checks rolled in.