For your situation I would investigate some of the virtual brokerages a live broker with the fit feel and learning you after would be best However the virtual options offer deep archives if your a self learner it will come down to ymhiw you work and learn beat and what the brokerage would accept all the bestTim

I see this often with new construction where they are trying to fit a a 2 story 3/2 with a 2 car garage on a postage stamp lot.

But, if things go well. so far, i've heard from my brother that the owners of the property we are aiming for, are being difficult and wanted us to make the offer before looking inside the physically looking inside both the units of the duplex. 

However, as you stated, Memphis can vary significantly by street, so I recommend visiting the area personally and observe the specific streets and surroundings, or doing a zoom call with a trusted realtor who has physically been there. 

It's important to note that this isn’t a PO Box; it's a mailbox that provides a physical street address.

I think the FHA fits my goals and current situation better than a DSCR loan.

You need a lease agreement drafted by a landlord and property management attorney to fit your business model.

Instead of using the check scanner and scanning the physical checks individually. 

Not an indictment on you, but you might get lumped in with others and their bad attitude/behavior, just due to the fact you live in Cali.I would just move and keep looking for a good fit.

But even more than that, Dallas in general is growing RAPIDLY and is a hub for healthcare entities which fits well with your line of work.With that being said, there are some great investment potential in Texas.