To stretch your $35,000, consider a FHA Loan (3.5% down) or owner financing.

I'm looking at a duplex and id owner occupy it .

Ask to speak with some of their current owners and current/former tenants.

@Tom CarmodyI would recommend getting in touch with owners in the particular hotel you’re wanting to buy in and ask them how they like it and how much they are really making & any issues with the hotel.

I use Auto Owners Insurance.

You especially need one side empty for any owner occupant buyers.

If the software is not simplifying your life or making you more accurate, you shouldn't use it.Software does have extremely helpful features like online payments, marketing syndication (click a button and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

Once the renovations are complete, the property might appeal to owner-occupants or investors, and you could potentially recoup your costs and free up capital for a more profitable deal.

I depleted my savings when I stupidly renovated a house on which I'm not the sole owner on title.

We've never had an owner that was not unhappy paying one.